GUIDES

Rent guarantee insurance explained

Rent guarantee insurance pays your rent for a set period if a tenant stops paying, and often includes legal costs to regain the property. Tenants usually need to pass referencing before the tenancy starts.

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Referencing first

Most policies require credit and reference checks that meet their standards.

Waiting periods

Claims often start after rent has been unpaid for a set time.

Legal expenses

Cover for eviction proceedings is often included or available.

Tell your insurer early

Report arrears quickly. Late notice can affect a claim.

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RELATED COVER

More guides: Landlord insurance: what do you need? · Insuring an empty or unoccupied property · Commercial property insurance guide

General guidance only. Cover depends on policy terms, conditions and exclusions.

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